Critical RiskFinancial Services
AI Financial Advice Review
AI financial advisers can recommend unsuitable products, misread risk appetite, and generate advice that exposes providers to regulatory liability. GeraWitness intercepts AI-generated investment recommendations, checks them against the client's stated suitability profile, and routes high-stakes or borderline cases to a qualified financial adviser before delivery. FCA COBS 9 requires that investment advice be suitable; automated suitability checks must be demonstrably human-supervised.
What GeraWitness does here
- Satisfies FCA suitability requirements for automated advice
- Reduces mis-selling liability by documenting human review
- Protects clients from AI-generated unsuitable recommendations
- Generates MiFID II-compliant suitability documentation
Applicable regulations & standards
FCA COBS 9MiFID II Article 25EU AI Act Annex III (financial)GDPR Article 22
Gera Systems integration
This use case is built into GeraCash. GeraWitness oversight is active by default for all high-risk actions on that platform.
Add oversight to your AI systems
GeraWitness integrates in minutes via webhook or MCP. Start with a free audit of your existing AI decision points.
Join the beta